Conserve and Save Fuel

If you are like many auto consumers, you dread the idea of having to stop by a gas station on your way to work to fill up. For many, they feel like they are visiting gas stations way more than they should.

“How is it that I am using up more gas than I think I am? Constantly putting gas is also making a big impact in your wallet. What can you do to conserve and save your fuel? Here are a few helpful tips you can use.

Conserving Fuel

– Avoid warming up your car in the morning. While your car is sitting and running, it will use up fuel.

– Try going the speed limit. Also, don’t hit the gas or brakes hard. Come to gradual stops then gradually proceed.

– Use your air-conditioning while driving. This helps create less of a drag on your engine.

– Check your tire pressure and ensure it is at the pressure recommended. Low pressure results in damaged tires and it also reduces your fuel economy.

– If you are running errands, see if you can find a shopping plaza that has numerous stores for all the things you plan on buying. Park your car in the center and walk place to place instead of driving and hopping all around town.

– Avoid filling your trunk with unnecessary items and avoid making it a storage bin. The heavier your car is, the more fuel it is going to use.

– If you can, and if you don’t mind, carpool or take public transportation if you need to go out of your way.

– If there is an option to work from home a few times out of the month, take it and conserve your fuel.

Hopefully, you will keep these tips in mind when you want to conserve your fuel. As a matter of fact, if you are looking for a fuel-efficient car, head over to Swapalease.com!

Swapalease.com is the largest online lease transfer marketplace and has vehicles and customers in every state in the continental United States and Canada. For more information on finding the best car lease deals or to learn how you can have a successful car lease trade, visit Swapalease.com or contact them at 866-SWAPNOW.

Leasing A Car After Bankruptcy

 

Bankruptcy: As a person or business can no longer repay their outstanding debts, they file for bankruptcy. Its goal is to give you a fresh start by eliminating your debts but it does have repercussions.

  • It can lower your credit score dramatically. Whether you started at a good or bad score, there will be a significant drop.
  • It will appear on your credit score and stay there for up to 10 years, or even longer if you apply for a loan amount above or equal to $150,000.
  • Future car loans will have higher interest rates and car loans might require larger down payments.

So what CAN you do if you are at a point in your life where you want to lease a car following bankruptcy?

Obtain Credit Report

  • Know where you are with your credit score. The number will be your gauge on how far you have to go to get a high enough score to lease.

Rebuild Credit

  • Filing bankruptcy relieves your past debts, but in order to bring up your credit score, it is best to obtain at least one new credit card to use responsibly. You can bring up your score quicker by paying off the credit balance each month before your payment date.

Research Lenders

  • A few lenders out there tend to avoid those who have filed for bankruptcy in the past, but there are some out there that are willing to work with you and help you at. Research and obtain information from different lenders to get an idea of what you need to do in order to set up a successful car lease. Be careful, however, some may take advantage of your situation. Be sure to ask questions on:
    • Leasing options
    • Qualifying incentives or rebates
    • Best possible interest rate
    • Minimum credit score required
    • Availability of short-term leases

Lease Assumption

  • It may be easier to take on a lease assumption rather than a new lease on your own. A lease assumption is basically you taking over someone else’s lease because they can’t pay for it anymore. At times, the down payment will be small or you don’t need to put money down at all. It is easier to qualify for this type of lease, but you need approval from the lender.

 

Are you looking to lease a car with bankruptcy in your records? Be sure to follow these tips! Also, be sure to check out Swapalease.com.

 

Swapalease.com is the online marketplace with vehicles and customers in every state in the continental United States and Canada. For more information on finding the best car lease deals or to learn how you can have a successful car lease trade, visit Swapalease.com or contact them at 866-SWAPNOW.

 

Cars and Solar Power

Solar powered cars are already making their way into business plans of many automakers.

A couple benefits from solar-powered vehicles are that they aren’t as loud as a general engine would be because it runs on the sun’s light. They also do not emit greenhouse gases, which can help decrease pollution.

So how does a solar-powered car work exactly?

Energy From The Sun

We see many solar panels sitting out in the sun, and wonder how they are using the sun’s light to create energy.

Photovoltaic cells are used by solar cars to convert sunlight into energy.

  • These solar panels harness energy from the sun and convert it into electricity. As these solar panels are connected to cars, whether placed on top or built into the roof, the power collected can be directed straight to the electric motor of a car, fueling the battery.
  • Within these solar panels, silicon semiconductors absorb the sunlight, freeing and flowing electrons to generate electricity.

Now imagine you have a day or two off of work and you plan on staying home. If you have a solar powered car, you can leave it outside to charge up in the sun during the day. It will be ready to go when you are off to run errands or planning to have a date night.

Though automakers have not made a wide availability of solar panel cars to the public yet for purchase or lease. There is plenty of great hybrid cars available for lease to the public. For more information on finding the best car lease deals or to learn how you can have a successful car lease trade, visit Swapalease.com or contact them at 866-SWAPNOW.

Car Hacks To Consider Using

Do you find yourself wondering how you can tidy up and improve your daily ride?  Here are a few creative low budget ideas to create awesome car hacks that can help you out!

  • Plastic Cereal Container: Buy a plastic cereal container and put in a plastic bag for a quick and easy trash bin.
  • Cupcake Holders: Avoid coins sticking to the bottom from drink residue with cupcake paper holders to safeguard your cup holders.
  • Multi-File Folder: Put your registration and other important documents in an organization folder for quick access when you reach for your glove box.
  • Fabric Softener Sheets:  Place scented fabric softener sheets in your car to eliminate unwanted odors.
  • DIY First-Aid Kit: By a plastic container and fill with dollar store medical items.
  • Plastic Bag Dispenser: Take an empty tissue box and fill it with plastic bags for emergencies of any kind.
  • Bungee Cord: Have a long bungee cord handy in your trunk. Made a trip to the grocer? Attach one hook of the bungee to one side of your net holder and run the cord through the handles of your bag. The other end hooks to the other side and bam! No more tossed bags.
  • Noodle Safety: Having trouble with opening your door in your garage without hitting the wall? Cut pool noodles in half and stick/nail them to the walls where your doors usually hit.
  • Ping-Pong Parking: Need assistance parking as you enter your garage? Avoid hitting any items in front of you or the front wall by hanging a ping-pong ball on a string right in front of your windshield. Place it where you have enough room in front of your car.
  • Mirror Parking: Another garage hack! Place a couple mirrors, big or small, to act as a guide for pulling in and out of your garage.

With these awesome hacks, you can avoid any dings, dents, and trash collecting in your car, especially if it is a leased car! Swapalease.com, the largest online lease transfer marketplace, carries inventories from these same brands and similar models? Swapalease.com is the online marketplace with vehicles and customers in every state in the continental United States and Canada. For more information on finding the best car lease deals or to learn how you can have a successful car lease trade, visit Swapalease.com or contact them at 866-SWAPNOW.

 

Taking Over Someone Else’s Car Lease

You are thinking of getting a car in your possession to get to work, school, or any other reason that requires a car. You may not be ready to finance or lease a car straight away, but you still need a car. What can you do? There is the option to take over a lease.

What Does It Mean To Take Over A Lease?

Taking over a lease can be considered as a “lease trade”, “lease swap”, or a “lease assumption”. Taking over a car lease leaves you the responsibility of taking care of the car and the remaining payments left on the lease.

Pros of A Lease Takeover

  • Drive an expensive car for less: Since you will most likely take over a lease that only has 2 years left on a lease, you can have the luxury of driving an expensive car for way less than half the price.

— Example: If you assume a lease of a $30,000 car that has only two years of payments left on it, let’s say, $110 a month, that leaves you with only $2,640 to pay on the car. Talk about a deal!

The Takeover Process

  • Make sure the seller of the leased car notifies their leasing company of your interest in taking over their leased car
  • Inspect the car carefully – look for any damages to the car or any coverups of possible previous damages
  • Request a vehicle inspection report from the lessee’s dealer. If they do not provide a report, you can go online a request a free car history report by providing the *Vehicle Identification Number (VIN).
  • Check the amount of mileage used on the car by the lessee and the amount available for you

— Terms of the lease should reflect the miles you have available for use and should not reflect that of the previous lessee.

— If the miles on the car before takeover are beyond what it should be for the month you takeover, you can possibly get an extension and have extra miles added.

* VIN should contain 17 characters without the letters I, O, or Q. If the VIN contains less than 17 characters or any of the three letters stated, it is very likely the VIN has been altered, and it should not be in your possession.

Not only does Swapalease.com help auto consumers lease cars, they also can help consumers takeover car leases as well!

Headquartered in Cincinnati, Ohio, Swapalease.com is the world’s largest automotive lease marketplace and the pioneer in facilitating lease transfers online. For more information on finding the best car lease deals or to learn how you can have a successful car lease trade, visit Swapalease.com or contact them at 866-SWAPNOW.

Exiting Your Car Lease Properly

So you have been with your leased car for a long while and the time has come.

Around the 45 to 60-day mark, before your car lease ends, it is the time to decide what you want to do with your leased car. If you are unsure of what to do at the end of a car lease, here are five options available.

  1. Return your leased car to lessor: You have the option to return your leased car to the lending company and end your lease officially and taking the car off your hands.
  2. Buy-Out-Car: Do you really like the car you leased and want to buy it to have forever? Well, you can. When you buy-out your car, it will cost you the “residual” amount, the value set in the lease.
  3. Extending Lease: Do you need a couple more days or months with your leased car until you have another vehicle to use? You may extend the lease for a limited amount of time for the same monthly rate (typically).
  4. Re-Leasing: So you want to keep the same car but don’t want to buy it or figure out how to extend your lease. You can re-lease the car, but as a used-car lease instead. You can possibly get a better deal this way!
  5. Stay With Company: Throughout the duration of your lease, you really have enjoyed how the company has handled your lease. At the end of your lease, you want to lease again, but you want a different car. You can trade in the car you leased and get a new lease and a new car.

Fortunately, you don’t have to be stuck in your lease. Swapalease.com is the largest online lease marketplace and they have what you’re looking for. Functioning as a sort of matchmaking service for cars, Swapalease.com helps individuals get more car at an affordable price.

The online marketplace has vehicles and customers in every state in the continental United States and Canada. For more information on finding the best car lease deals or to learn how you can have a successful car lease exit, contact Swapalease.com at 866-SWAPNOW.

What Happens To A Car Lease After The Lessee Passes Away?

There are the unfortunate situations where the lessee of a car passes away.

What happens then? Who takes care of the lease? Is it swept under the rug?

If there is a co-signer in the mix, there is a possibility that they will be given the responsibility of taking care of the remaining monthly payments of the lease. But what if there is no co-signer?

Reading The Fine Print

If the deceased has left behind a spouse, they may be notified of the outstanding balancing left on the car lease. The contract on the car lease that deceased signed should be read over carefully, looking for the leasing company’s terms in an ending a lease early. Early termination fees can also apply.

Deceased’s Estate

There is the responsibility of the executor of the deceased’s will. The executor distributes the deceased person’s property based on the will and arranges for the payment of debts and expenses. They will contact leasing company, informing them that the lessee has passed.

The estate of deceased will most likely have a claim filed against them, though there is a small possibility of the estate being able to break the lease on behalf of the primary lessee, that possibility usually comes with a cost.

Once leasing company has filed a claim, the executor can pay off the balance through the estate funds. After the claim has been paid, a call should be made to the leasing company to return the leased car.

Chance of No Payments

Even if the outstanding balance of the car payments are not paid, expect there to be additional fees such as process repossession paperwork, cutting new keys, and reconditioning chargers for any excessive wear and tear.

Getting out of a lease is tricky, but what is trickier is the lessee passing away and figuring out who will be handling their lease payments.

 

Swapalease.com is the world’s largest automotive lease marketplace and the pioneer in facilitating lease transfers online and doing their best to accommodate situations where the lessee, unfortunately, passes away. For more information on finding the best car lease deals or to learn how you can have a successful car lease trade, visit Swapalease.com or contact them at 866-SWAPNOW.

Single Payment Car Leases

As you pick out your new car, there is the option to pay in full, upfront and drive home with no worries.

The option to make this one large single payment is also an option for a leased car upon signing. Paying the entire amount of the lease up front rids of the concern of making late payments and ruining credit.

Within this single payment option, there are two approaches to this option.

Approach #1

In this approach, you will pay for the depreciation value of your car, sales tax, and the total amount of monthly payments upfront. You will still need to pay interest on residual but will not have to pay interest on depreciation.

Approach #2

Monthly payments would be computed by leasing company that will include sales tax, then multiplied by that number by entire leasing term to calculate. This approach is easier to compute, where you are paying the same amount of lease if all monthly payments were added up.

 

As paying off your leased car upfront seems like the way to go, putting all that money down at signing can all go down the drain if the inevitable happens, like if your car is stolen or is totaled. The insurance company will only cover the market value of your car.

Now that you got a little insight on this option when getting your leased car, be sure to review all your options for the best deal possible. Luckily, Swapalease.com can help! Swapalease.com is the online marketplace with vehicles and customers in every state in the continental United States and Canada. For more information on finding the best car lease deals or to learn how you can have a successful car lease trade, visit Swapalease.com or contact them at 866-SWAPNOW.

Sunroof, Moonroof, or Panoramic?

So you have decided that your next car needs something different, something refreshing, like a sunroof! Or err…a moonroof? Panoramic sunroof?

Seems like there is more than one “car roof” than you thought, and you possibly are not even sure of the difference.

It’s ok, the three roof amigos seem to confuse a lot of people on their differences from one another. Keep on reading to understand more about their differences and awesome cars that have them!

Sunroof or Moonroof?

As many have heard of the “sunroof”, it is the generic phrase to describe the panel in the roof of a car which lets in sunlight. The sunroof is built into the roof of the car, typically with the same body color of the car and can be opened manually or electronically.

The “moonroof” is a common term used today to describe the inbuilt sunroof, a glass panel, the slides between the vehicle’s roof and headliner. It is practically the same thing as a sunroof, maybe the minor difference is the tinted glass panel.

There are countless options of cars with the sunroof/moonroof feature, standard or optional like the:

  • Honda Fit
  • Ford Fiesta Hatchback
  • Acura ILX
  • Buick Encore
  • Porshe Panorama

Panoramic Roof

Speaking of panorama, the “panoramic” sunroof/moonroof, has been classified as the “luxury sunroof”. This new sunroof is much larger and can also come in as a multi-panel moonroof (again, sunroof and moonroof are like fraternal twins). The panoramic sunroof/moonroof offers openings above both front and rear seats and may be opened electronically, or can be fixed into the roof of a car as unmoveable glass panels. Allowing refreshing light to flow in through its usually tinted glass roof. Below is a list of cars that come with standard panoramic sunroof/moonroof or have the option available:

  • Hyundai Sonata
  • Kia Soul
  • Ford Flex
  • Audi Q3
  • Jeep Cherokee

 

These lists can go on and on, and it is mostly a preference of how big you want your sunroof/moonroof. Would you like it only available above the front seats, or two panels: one for front and rear seats, or a large glass panel that stretches from the front to rear seats?

No matter what roof option you choose, Swapalease.com has a variety of vehicles with that awesome feature! We are the largest online lease transfer marketplace and have vehicles and customers in every state in the continental United States and Canada. For more information on finding the best car lease deals or to learn how you can have a successful car lease trade, visit Swapalease.com or contact us at 866-SWAPNOW.

Who Said Seniors Can’t Ride In Style?

Just because seniors are seen as “old” doesn’t mean they shouldn’t be out on the road! There are numerous cars that are built for everyone to ride, and a majority of them have the awesome perks of drive assist and blind spot monitoring. Buckle your seat belts, because here are four awesome rides seniors should be in, and available for lease!

2017 Chevrolet Impala

  • MSRP starting around $27,500, the 2017 Chevrolet Impala is the image for reliability and safety. This large sedan is an easy and comfortable ride with large controls and displays. It’s rearview camera makes reversing easier when stuck in a busy parking lot. It also carries the GM OnStar safety system, ready for hands-free calling, vehicle security, and collision assistance.

2017 Buick Encore

  • MSRP starting around $22,990, the 2017 Buick Encore subcompact SUV makes entering and exiting a breeze. Its rearview camera makes reversing easier. As well as the high seating positioning feature, get the most view possible. It also carries the GM OnStar safety system, ready for hands-free calling, vehicle security, and automatic crash notification.

2017 Subaru Forester

  • MSRP starting around $22, 595, the 2017 Subaru Forester offers the best visibility of almost all compact SUVs. It is also quite easy to enter and exit the vehicle. It’s rear-view camera makes backing out easy and convenient. It also has the option of obtaining the Eyesight Safety System, which provides blind-spot detection, rear-cross traffic alerts, pre-collision braking, lane departure warning and lane assist.

2017 Kia Soul

  • MSRP starting around $16,100, this sporty compact vehicle has low floors and big doors for easy entering and exiting. It also has plenty of cargo space to bring numerous items along for the ride. It’s active safety systems and forward collision warning helps keep the driver as safe as possible.

If you are looking for a car for a senior relative or if you are a senior who is looking for their new ride to show off, head over to Swapalease.com! We are the largest online lease transfer marketplace and have vehicles and customers in every state in the continental United States and Canada. For more information on finding the best car lease deals or to learn how you can have a successful car lease trade, visit Swapalease.com or contact us at 866-SWAPNOW.